Tuition and Financial Aid
Tuition supports Mid-Pacific’s outstanding faculty, programs such as the Mid-Pacific School of the Arts, and an innovative technology platform for all students. While tuition does not cover the annual costs of operating our school, we remain committed to keeping tuition accessible to our families.
Tuition for the 2024-2025 school year is as follows:
Preschool – Grade 12 Tuition: $30,880
English Language Development (ELD): $2,958 (per course)
Financial Aid
A Mid-Pacific education is within reach. In 2023-2024, Mid-Pacific awarded over $5M in financial aid assistance to Mid-Pacific families. 29% of the entire student body receives need-based financial aid with each family receiving $13,100 on average. Financial aid is available to students in Kindergarten through grade 12.
84%
of financial aid applicants receive an award
$5.4M
awarded for 2024-2025 school year
$14,200
average award
29%
of Mid-Pacific students receive awards
How to Apply for Financial Aid
Mid-Pacific partners with Clarity Application to help streamline the financial aid application process for families. Clarity provides Mid-Pacific with a preliminary estimate that each family is able to contribute toward tuition. Mid-Pacific awards a percentage of the Clarity-calculated family need taking into consideration many factors, including but not limited to: family income and size, assets, family debt, number of children attending tuition-paying schools, and other factors.
Please note: Financial aid is not available for preschool students.
For more information, please see contact financialaid@midpac.edu.
New Admission Applicants
Steps to Apply via Clarity
Due Date: Saturday, February 15, 2025
- Complete the Clarity Application: To start the financial aid process, please go to the Clarity Application and create an account. The application takes less than 30 minutes to complete.
- Submit & Pay: Pay the $60 application fee.
- Upload Your Documents to Clarity: Applications are not complete until all documents are uploaded. Please check the “Document Requests” panel in your Clarity portal to see what you need to upload.
Need help signing into Clarity? Please reach out to support@clarityapp.com or call (206) 210-3752.
Required Documents - Upload to Clarity
Due Date - Saturday, February 15, 2025
Required:
- Filed 2023 Federal income tax return, signed and dated (including all schedules)
- All 2023 W-2s
- 2023 1120-s/1065, if applicable
- 2023 K1s, if applicable
- Financial aid award letters for the school year 2024-2025 for all children attending private schools and colleges/universities other than Mid-Pacific.
- Non-custodial Financial Aid Application, and all applicable items as instructed above
Required, if applicable:
- Business Owners:
- Filed 2023 Business Tax Returns (IRS Form 1120, 1120S or 1065)
- All 2023 K1s (eg. businesses, investments, partnerships, trusts, etc.)
We are here to help!
Please call the Mid-Pacific Financial Aid Office at (808) 973-5003 or email financialaid@midpac.edu.
Helpful School Information
School Name: Mid-Pacific Institute
Mid-Pacific Mailing Address
Mid-Pacific Institute
Financial Aid Office
2445 Ka‘ala Street
Honolulu, HI 96822
Current Families
Steps to Apply via Clarity
Due Date: Tuesday, October 15, 2024
- Complete the Clarity Application: To start the financial aid process for 2025-2026 school year, please go to the Clarity Application and create an account. The application takes less than 30 minutes to complete.
***Please note that we no longer use SSS (School & Student Services) - Submit & Pay: Pay the $60 application fee.
- Upload Your Documents to Clarity: Applications are not complete until all documents are uploaded. Please check the “Document Requests” panel in your Clarity portal to see what you need to upload.
Need help signing into Clarity?
Please reach out to support@clarityapp.com or call (206) 210-3752.
Required Documents - Upload to Clarity
Due Date - Tuesday, October 15, 2024
Required:
- Filed 2023 Federal income tax return, signed and dated (including all schedules)
- All 2023 W-2s
- 2023 1120-s/1065, if applicable
- 2023 K1s, if applicable
- Financial aid award letters for the school year 2024-2025 for all children attending private schools and colleges/universities other than Mid-Pacific.
- Non-custodial Financial Aid Application, and all applicable items as instructed above
Required, if applicable:
- Business Owners:
- Filed 2023 Business Tax Returns (IRS Form 1120, 1120S or 1065)
- All 2023 K1s (eg. businesses, investments, partnerships, trusts, etc.)
We are here to help!
Please call the Mid-Pacific Financial Aid Office at (808) 973-5003 or email financialaid@midpac.edu.
Helpful School Information
School Name: Mid-Pacific Institute
Mid-Pacific Mailing Address
Mid-Pacific Institute
Financial Aid Office
2445 Ka‘ala Street
Honolulu, HI 96822
Important Dates
New admission applicants for the 2025-2026 school year:
September 1, 2024 | Scholarship Applications Available (myPueo) |
---|---|
September 1, 2024 | Financial Aid Application Available (Clarity) |
October 15, 2024 | Returning Students’ Financial Aid Applications Due |
January 10, 2025 | Scholarship Applications Due (new and returning) |
February 7, 2025 | Returning Students’ Financial Aid Decision Released |
February 15, 2025 | New Students' Financial Aid Application Due |
February 2025 | Returning Students’ Financial Aid/Scholarship Decisions Released |
March 2025 | New Students’ Financial Aid/Scholarship Decisions Released |
For current Mid-Pacific families, please reference the “Tuition, Student Billing Enrollment & Financial Resources” tab on the Resource Board in myPueo.
Decision Letter Announcement Dates
March 2025
Financial aid award letters are provided in March to newly accepted students entering kindergarten to grade 12, who have completed the financial aid application and all required documents by the due dates.
Please Note: Financial aid is not available for preschool students.
Notes:
Both New Admissions Applicant and Current Mid-Pacific Student
If a family is applying a new student for the 2025-2026 school year and has a currently enrolled Mid-Pacific student, please follow the deadlines and requirements for “Current Mid-Pacific Student for the 2025-2026 school year.”
Divorced Or Separated Parents
Mid-Pacific’s financial aid policy considers that both biological parents have an obligation to contribute to the extent they can to their children's educational expenses. Assets and income of both biological parents are taken into account. Mid-Pacific cannot be bound by the assertion that one parent has disclaimed legally or otherwise any responsibility for educational expenses. If either parent has remarried, income of the step-parent will be considered, keeping in mind the obligation of that step-parent to his or her natural children. If either parent lives in a household with another adult, Mid-Pacific may consider the assets and income of that person, depending on circumstances. In view of this, both biological parents and their current spouses need to fill out a separate PFS form.
Non-discrimination Policy
Mid-Pacific Institute, in the administration of its programs, does not discriminate on the basis of race, color, national or ethnic origin, religion or gender, in administering its educational or admissions policies, financial aid, athletic or other programs.
The process of admissions and financial aid are unrelated, and the need for financial aid will not affect admission to Mid-Pacific Institute.
Financial assistance will be considered based on demonstrated financial need, leave, availability of funds, and information provided on the PFS. With current families, Mid-Pacific also considers tuition payment history.
Scholarships
The deadline for submitting a scholarship application is January 10. The scholarships listed below are need-based and will require families to complete the Financial Aid application first. Please request the scholarship application link in order for the scholarship application to be posted on the student’s myPueo account, then complete and submit the application and all required documents by January 10. If you have any questions or need any assistance you are encouraged to contact the financial aid office at financialaid@midpac.edu or call (808) 973-5003.
Masaichi Imoto Memorial Scholarship (Entering 9th Grade)
The Imoto Scholarships are renewable, full-tuition waivers for students entering the ninth grade. Applicants must demonstrate exemplary academic abilities, strong moral character, leadership potential, a positive attitude, and financial need.
Michael and Joanne Wood Scholarship (Entering 9th grade)
This scholarship is offered to new students entering Mid-Pacific in Grade 9. The Michael and Joanne Wood Scholarship is a full-tuition, renewable scholarship awarded to a student who demonstrates substantial financial need, academic ability, strong moral character, anticipated-active participation in our extracurricular programs, and showcases a positive attitude.
Mid-Pacific Institute Alumni Association Alumni Legacy Scholarship (Entering 6th – 12th Grade)
The Mid-Pacific Institute Alumni Association Scholarships are offered to new and returning students entering grades 6-12. These partial scholarships for up to $5,000 each can be renewable each year and will be awarded to students who are legacy* students and demonstrate good character and significantly contribute to Mid-Pacific Institute. Students must demonstrate financial need.
*Legacy students have a parent, grandparent, great-grandparent, and /or great-great-grandparent, who have graduated from Mid-Pacific Institute.
Reiko T. Oda Endowed Dance Scholarship (Current Mid-Pacific enrolled students Entering 8th and 10th grade)
The Reiko T. Oda Endowed Dance Scholarship is offered to current students entering grades 8 and 10 who have participated in at least one year of the Mid-Pacificʻs Dance Certificate Program. This scholarship for $2,500 is for one year and will be awarded to a student who shows a passion for dance, and has evidence of solid technique and emerging artistry. This student must also be self-motivated with a generous nature, intelligence, and curiosity. Applications will move through a nomination process as seen fit.
The Benjamin Y. Sekiya Scholarship (Entering 9th grade)
The Benjamin Y. Sekiya Scholarship is a renewable award that covers up to 40% of tuition for high school students that demonstrate high scholastic achievement as well as financial need. Preference shall be given to students from Central Oahu (Wahiawa or surrounding areas).
The Byron Hipp Memorial Scholarship (Entering 9 – 12th Grade)
A $5,000 award for a high school student whose intention is to pursue a career related to marine biology, ocean science, or environmental protection issues. Potential recipients must demonstrate financial need.
Read Byron Hipp’s Personal Journals
The Carlier C. Wheeler Mathematics Scholarship (Entering 9th Grade)
Students entering the ninth grade at Mid-Pacific can apply for this renewable $3,000 award. Potential recipients must demonstrate a solid aptitude in mathematics and financial need.
The Geraldine Putman Clark Scholarship for the Visual Arts (Entering 7th – 12th Grade)
A renewable award for talented students (grades 7-12) who wish to pursue serious study in the visual arts. This award offers substantial tuition remission. A portfolio must be submitted to the Financial Aid Office. Potential recipients must demonstrate financial need.
Financial Aid FAQs
- Should I apply for financial aid?
A private school education is the responsibility of the entire family. With that being said, families should first evaluate all resources available to them and try to maximize earnings and alter spending habits. Would your family be able to pay approximately $2,700 per month, for ten months, for your child's education? If not, your family may be a candidate for financial aid. - How do I apply?
To start the financial aid process, please go to the Clarity Application and create an account. The application takes less than 30 minutes to complete and can be done on your mobile device as well as desktop. We no longer use SSS. - What if I can’t finish the Clarity application in 1 sitting?
While the Clarity application is designed to be easy enough to fill out in one sitting, you can save your work at any time and come back to it later. Be sure to always click the “Save and continue” button at the bottom of the page to save your work. - Does applying for financial aid reduce my chances of admission?
Mid-Pacific's Admissions Committee and Financial Aid Committee are independent of each other. Applying for financial aid has no bearing upon the admissions process. While Mid-Pacific is committed to meeting the demonstrated need of accepted students, there is a limited amount of aid available. - How does the school determine financial need?
The Clarity Application uses a formula nationally accepted among independent schools to analyze need and provides a preliminary estimate of a family’s ability to contribute to educational expenses. Clarity provides Mid-Pacific with a report of the family’s finances. Mid-Pacific uses the “Estimated Family Contribution” figure from Clarity to rank the relative need of the family applying for our limited financial aid resources. Mid-Pacific awards only a percentage of the Clarity-calculated family need. There is no preset income figure that qualifies a family for aid. Numerous factors are considered in determining need, including but not limited to family size, assets, debt, and number of children in tuition-charging schools or colleges, as well as care responsibility for an elderly parent. - What should I do if I'm not sure whether I can afford the tuition and whether I should apply at Mid-Pacific?
It is usually best to start the admissions application process before applying for financial aid. Your child may be eligible for financial aid; however, you may miss the admissions deadline or all openings may become filled before you begin the admissions application process. - What if I have more than one child attending Mid-Pacific?
You only need to complete 1 Clarity application per household. Your application will cover any other schools using Clarity and any number of children in your household. - What if I have children at other tuition-charging schools?
Other Kindergarten through grade 12 private school tuition that you pay for are figured into the calculations of need. In order to receive aid from Mid-Pacific, parents must apply for aid at all schools their children attend. College tuition money is regarded as an investment rather than an educational expense, as it pays for itself in higher income levels quite rapidly. For this reason, both parents and students frequently take out federally subsidized loans, in addition to the direct aid that is available at the college level. - Do you offer financial aid for preschool students (three- and four-year-olds)?
Due to the small student-teacher ratio, Mid-Pacific is unable to offer financial aid to our pre-school families. Families can apply for financial aid beginning in Kindergarten. - What if my family can’t afford the Clarity Application fee?
Clarity now uses the financial information in the financial aid application itself to means-test a family's situation, and automatically applies a fee waiver if you qualify. If you qualify, your payment is automatically waived, the application bypasses the payment screen, and you will see confirmation of payment by the waived fee. - Do I need to reapply for financial aid each year?
Yes, as long as your financial need continues, Mid-Pacific will continue to try to assist you. Adjustments will be made each year based on the information provided, changes in your family's financial picture, availability of financial aid funds, and the number of applicants. - Will my child’s financial aid award change from year to year?
It may, as financial aid application is a yearly process and is recalculated each year using current information and documents. If there is little or no change in the financial circumstances, a family can generally expect awards to remain at approximately the same level. The financial aid awards, however, may be affected by the total funds budgeted and the number of applicants. - What should I do if I have copies of all the required documents for the school, except my Federal income tax return?
You should submit your copy of the PFS and all other documents to your SSS account. Your account will only be acted upon when all documents are received. It should be noted that the financial aid will not be granted until the Federal 1040 income tax return (including all schedules) is received. - Do both parents need to complete the financial aid application?
Yes, every living biological parent and legal guardian (including step-parents) will need to submit their information in order for an application to be considered complete. You will have the opportunity to invite parents and guardians (including step-parents) from outside of your household to create their own Clarity account and fill out a separate application. Please know that the utmost care and confidentiality is taken when reviewing any and all financial aid applications. - What happens if I am divorced, separated, or never married?
Divorce, separation or never marrying does not relieve both biological parents from their financial responsibility for their child's education. Thus, Mid-Pacific is not bound by existing decrees or arrangements that exclude a biological parent from financially supporting their child's education. The financial aid process assesses a parent’s ability to pay, not willingness to pay. Please know that the utmost care and confidentiality is taken when reviewing any and all financial aid applications. - What if my child’s other biological parent cannot be found or contacted?
Please contact Mid-Pacific’s Fianncial Aid Office and we will provide you with additional information. - When would I be notified of the financial aid award?
Parents of new incoming middle and high school students will be notified of financial aid awards in March before the parents’ admissions decision date in March of the financial aid award (if the financial aid application was completed on time). Parents of returning students will be notified in February (provided that the financial aid application was completed on time). - Are there any conditions to my financial aid award?
Yes. All students awarded financial aid must maintain a satisfactory record of grades and citizenship. In addition, parents’ tuition payment history may affect financial aid awards. - Do I have to repay the financial aid received?
No. Families are not expected to repay the financial aid awards. After the students who received financial aid begin their professional careers, Mid-Pacific would hope that the student/family would contribute monetarily to support our programs through the Annual Fund, Capital Campaign, Endowment, etc. - Are there scholarships other than the usual financial aid?
Yes. There are scholarships at Mid-Pacific for exceptional students who excel in the arts, athletics, or academics ~ the Alumni, Clark, Hipp, Imoto, Sekiya, Wheeler, and Wood scholarships ~ all of which are both merit- and need-based, so parents of applicants will need to apply for financial aid. - How does the Kamehameha School’s Kipona Scholarship get processed with my financial aid?
If you are awarded the Kipona Scholarship from Kamehameha Schools and your financial aid exceeds the Kipona Scholarship, your financial aid from Mid-Pacific will be reduced by the Kipona Scholarship amount, as is done by other private K-12 schools. - I work at my child’s school and receive partial or full remission/tuition discount. How does that get factors in the assessment of financial aid?
If you are working for a tuition charging school (Kindergarten through grade 12), our financial aid application will take that into account. Please note that in the “School Questions” section of the financial aid application and feel free to provide further detail. - What should I do if my family encounters a major family emergency?
Please contact Mid-Pacific’s Business Office at (808) 973-5069 if a financial emergency should occur. For information, participation in the Tuition Refund Plan (TRP) offers tuition-payment protection for (1) the departure of your child for any reason, including medical, withdrawal, or dismissal during the school year; and (2) the death of a parent who is listed on the tuition contract. Under this plan, a percentage of the unused portion of the tuition for school days remaining (less financial aid awarded) is paid by TRP to the school. (Please note that depending on the circumstance, an outstanding tuition balance may remain.) - Can I appeal for additional aid if the amount of award is insufficient?
Yes. You can submit an appeal to Mid-Pacific’s Financial Aid Office with whatever additional information is available regarding your financial situation. The written request should explain what has changed since your financial aid application was initially submitted and why reconsideration should be made, along with the proper relevant documentation. - Are there payment plans or loans available?
In addition to a lump-sum payment, the school has plans that allow families to spread the cost over two or ten payments. All financial aid recipients, whether paying by one lump-sum, or two- or ten- payment plans, are automatically charged for the Tuition Refund Plan (TRP). Low-interest educational loans are available through special programs run by some banks, credit unions, and various financing companies that can be found on the internet (“loans for private elementary and secondary school education”). - What should I do if I need to turn in our tuition contract and deposit, and I don't know what the financial aid amount is?
Turn in the tuition contract and deposit with a note indicating that you have applied for financial aid. If you are on the FACTS plan, you will be notified of your new monthly deduction if financial aid is awarded. - Can I submit a late application?
Late applications will be accepted and processed based on the availability of remaining funds until May 31st. After May 31st, all applications will be reviewed for 2nd-semester awards. - Are there exceptions to any of the above policies?
Requests for consideration of extenuating circumstances (such as a missing parent or one who has not provided support and has not been in contact with the family for at least two years) should be explained in the PFS. Documents from an official source, such as a family doctor, attorney, social worker, employer, clergy, etc., explaining the location, involvement, etc., of the non-custodial parent would be required.
Mid-Pacific Institute provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.