Tuition and Financial Aid

Financial Aid Application – Steps to Apply via Clarity

Due Date: Saturday, January 31, 2026

1. Complete the Clarity Application: To start the financial aid process, please go to the Clarity Application and create an account. The application takes less than 30 minutes to complete.
2. Upload Your Documents to Clarity, if applicable: Applications are not complete until all documents are uploaded, so please check the “Document Requests” panel in your Clarity portal if additional documents beyond the tax verification is needed. Please refer to the section below.

Need help signing into Clarity? Please reach out to support@clarityapp.com or call (206) 210-3752.

Required Documents - Please Upload to Clarity

Due Date : Saturday, January 31, 2026

Required if applicable:

• Dual Households
  • Non-custodial parent’s Clarity aid application and the corresponding required documents
• Business Owners
  • Filed 2024 Business Tax Returns (IRS Form 1065, 1120, 1120S, or Schedule C)
  • All 2024 K1s (for businesses, trusts, partnerships, investments, etc.)
• Property Owners 
  • Current monthly mortgage/ HELOC statement(s) for all residential and investment properties (not Form 1098)
  • Current property Assessment for all properties owned
• Other applicable situations
  • Financial Aid award letters for all non-Mid-Pacific siblings attending a tuition charging school (Kindergarten - Grade 12), 1098T for college students (if applicable)
  • Unemployment Benefit/Worker’s compensation/TDI statement(s)

Financial Aid Decision Notification

Most new admission families will be notified of their financial aid decision in March 2026 alongside the Admission decision notification. Financial aid decision letters will be in your Clarity Communications section.

Some new admission families may be asked to submit additional information or more current information which may prolong the expected timeline, so it is important to adhere to the deadlines listed above.

New Admission Applicants with a sibling currently attending Mid-Pacific will follow the New Admission Applicant timeline, while the sibling who is already enrolled will follow the Current Families timeline.

We are here to help!

Please email financialaid@midpac.edu with your student’s full name, grade, and your questions so we can assist!

Please Note: Financial aid is not available for preschool students.

Financial Aid Application – Steps to Apply via Clarity

Due Date: Wednesday, October 15, 2025

1. Complete the Clarity Application:
   • Have you applied for financial aid through Clarity before?
     Please log into your Clarity account from last school year to start the application for the 2026-2027 school year.
   • Are you new to the financial aid application process?
     To start the financial aid process, please go to Clarity and create an account. The application takes approximately 30 minutes to complete.
   *Please note that we no longer use SSS 
2. Upload Your Documents to Clarity, if applicable: Applications are not complete until all documents are uploaded, so please check the “Document Requests” panel in your Clarity portal if additional documents beyond the tax verification is needed. Please refer to the section below.

Need help signing into Clarity? Please reach out to support@clarityapp.com or call (206) 210-3752.

Required Documents - Upload to Clarity

Due Date - Wednesday, October 15, 2025

Required, if applicable:

• Dual Households
  • Non-custodial parent’s Clarity aid application and the corresponding required documents
• Business Owners
  • Filed 2024 Business Tax Returns (IRS Form 1065, 1120, 1120S, or Schedule C)
  • All 2024 K1s (for businesses, trusts, partnerships, investments, etc.)
• Property Owners 
  • Current monthly mortgage/ HELOC statement(s) for all residential and investment properties (not Form 1098)
  • Current property Assessment for all properties owned
• Other applicable situations
  • Financial Aid award letters for all non-Mid-Pacific siblings attending a tuition charging school (Kindergarten - Grade 12), 1098T for college students (if applicable)
  • Unemployment Benefit/Worker’s compensation/TDI statement(s)

For more information, current families can reference the “Tuition, Student Billing Enrollment & Financial Resources” Board in myPueo.

Financial Aid Decision Notification

Most new admission families will be notified of their financial aid decision in March 2026 alongside the Admission decision notification. Financial aid decision letters will be in your Clarity Communications section.

Some new admission families may be asked to submit additional information or more current information which may prolong the expected timeline, so it is important to adhere to the deadlines listed above.

New Admission Applicants with a sibling currently attending Mid-Pacific will follow the New Admission Applicant timeline, while the sibling who is already enrolled will follow the Current Families timeline.

We are here to help!

Please email financialaid@midpac.edu with your student’s full name, grade, and your questions so we can assist!

Please Note: Financial aid is not available for preschool students.

Please note: All families - both new admission and current students - are expected to meet the deadlines listed above to ensure the Financial Aid Office can deliver decisions within the promised timeline. Missing these deadlines may delay the review of your application and impact your financial aid decision.

Please be sure to follow the steps outlined in the appropriate section for your family: New Admissions Applicants or Current Families.

Mid-Pacific has over 100 named scholarships which are all awarded based on a family’s financial need. Once a student is accepted to Mid-Pacific and qualifies for aid, they are offered a need-based award. Later, the Financial Aid Committee assigns scholarships based on specific criteria, which then designates the need-based award monies as coming from one of our generous donors.

To be considered for any of these named scholarships, simply apply for financial aid with the steps listed in either New Admissions Applicant or Current Families section.

We do have ten scholarships that new and current students can apply for, as listed below. These scholarships are need-based and will require families to complete the Financial Aid application first. If you would like to request the scholarship application, please reach out to financialaid@midpac.edu and list your student’s full name and current grade level. The deadline to submit your scholarship application is December 31, 2025.

Masaichi Imoto Memorial Scholarship (Entering 9th Grade)
The Imoto Scholarships are renewable, full-tuition waivers for students entering the ninth grade. Applicants must demonstrate exemplary academic abilities, strong moral character, leadership potential, a positive attitude, and financial need.

Michael and Joanne Wood Scholarship (Entering 9th grade)
This scholarship is offered to new students entering Mid-Pacific in Grade 9. The Michael and Joanne Wood Scholarship is a full-tuition, renewable scholarship awarded to a student who demonstrates substantial financial need, academic ability, strong moral character, anticipated-active participation in our extracurricular programs, and showcases a positive attitude.

Mid-Pacific Institute Alumni Association Alumni Legacy Scholarship (Entering 6th – 12th Grade)
The Mid-Pacific Institute Alumni Association Scholarships are offered to new and returning students entering grades 6-12. These partial scholarships for up to $5,000 each can be renewable each year and will be awarded to students who are legacy* students and demonstrate good character and significantly contribute to Mid-Pacific Institute. Students must demonstrate financial need.
*Legacy students have a parent, grandparent, great-grandparent, and /or great-great-grandparent, who have graduated from Mid-Pacific Institute.

Reiko T. Oda Endowed Dance Scholarship (Current Mid-Pacific enrolled students Entering 8th and 10th grade)
The Reiko T. Oda Endowed Dance Scholarship is offered to current students entering grades 8 and 10 who have participated in at least one year of the Mid-Pacificʻs Dance Certificate Program. This scholarship for $2,500 is for one year and will be awarded to a student who shows a passion for dance, and has evidence of solid technique and emerging artistry. This student must also be self-motivated with a generous nature, intelligence, and curiosity.  Applications will move through a nomination process as seen fit.

The Benjamin Y. Sekiya Scholarship (Entering 9th grade)
The Benjamin Y. Sekiya Scholarship is a renewable award that covers up to 40% of tuition for high school students that demonstrate high scholastic achievement as well as financial need. Preference shall be given to students from Central Oahu (Wahiawa or surrounding areas).

The Byron Hipp Memorial Scholarship (Entering 9 – 12th Grade)
A $5,000 award for a high school student whose intention is to pursue a career related to marine biology, ocean science, or environmental protection issues. Potential recipients must demonstrate financial need.
Read Byron Hipp’s Personal Journals

The Carlier C. Wheeler Mathematics Scholarship (Entering 9th Grade)
Students entering the ninth grade at Mid-Pacific can apply for this renewable $3,000 award. Potential recipients must demonstrate a solid aptitude in mathematics and financial need.

The Geraldine Putman Clark Scholarship for the Visual Arts (Entering 7th – 12th Grade)
A renewable award for talented students (grades 7-12) who wish to pursue serious study in the visual arts. This award offers substantial tuition remission. A portfolio must be submitted to the Financial Aid Office. Potential recipients must demonstrate financial need.

1. Should I apply for financial aid?
   Every family’s financial situation is unique, and we recognize that choosing a private school education is both a personal decision and a significant investment. Before applying for financial aid, we encourage families to carefully assess all available resources, consider adjustments to spending priorities, and explore ways to maximize household income. Financial aid is intended to support families who have demonstrated need after these steps have been taken.

    

2. Does applying for financial aid reduce my chances of admission?
   Does applying for financial aid reduce my chances of admission? Applying for financial aid does not impact your child’s chances of being admitted. The Admissions Committee and the Financial Aid Committee operate independently, and admission decisions are made without regard to a family’s financial situation. While Mid-Pacific is committed to supporting accepted students with demonstrated financial need, please note that financial aid resources are limited. We encourage families to apply early.
    

3. How does the school determine financial need?
   Financial aid is awarded annually based on demonstrated need and Mid-Pacific’s financial aid policies. Clarity Application collects information such as income, assets, debts, family size, number of children in tuition-charging schools, and other financial responsibilities. This data generates the family’s demonstrated need, their “Estimated Family Contribution,” which the Financial Aid Committee uses in financial aid decisions. The Committee then awards a percentage of that calculated need based on available funds. There is no set income level or range that guarantees aid.
    
4. What if I have more than one child attending Mid-Pacific?
   You only need to complete one Clarity application per household. Your application will cover any other schools using Clarity and any number of children in your household. 

    

5. What if I have children at other tuition-charging schools?
   We hope that families applying for aid from Mid-Pacific will also apply for financial aid at all other tuition-charging schools their children attend. Tuition paid to other Kindergarten – 12 private schools is considered in our need calculations. If another school does not offer financial aid, please indicate this in your Clarity application.

    

6. Do you offer financial aid for preschool students (three- and four-year-olds)?
   Due to the small student-teacher ratio, Mid-Pacific is unable to offer financial aid to our pre-school families. Families can apply for financial aid beginning in Kindergarten. 

    

7. Do I need to reapply for financial aid each year?
   Yes, as long as your financial need continues, Mid-Pacific will continue to try to assist you. Adjustments will be made each year based on the information provided, changes in your family's financial picture, availability of financial aid funds, and the number of applicants.

    

8. Will my child’s financial aid award change from year to year? What if our household income changes?
   It may change since financial aid is recalculated on an annual basis using current information and documents. If there is little to no change in a family’s financial situation, then a family can generally expect their award to remain at approximately the same level.
   
   If your family’s demonstrated need increases significantly, then Mid-Pacific will do what we can to meet that need. Conversely, if your family’s demonstrated need decreases, then your award will be adjusted accordingly.
   
   Please note that all awards are also subject to the availability of funds and the number of applicants each year.
    
9. What happens if I am divorced, separated, or never married?
   Divorce, separation or never marrying does not relieve both biological parents from their financial responsibility for their child's education. Thus, Mid-Pacific is not bound by existing decrees or arrangements that exclude a biological parent from financially supporting their child's education. The financial aid process assesses a parent’s ability to pay, not willingness to pay. Please know that the utmost care and confidentiality is taken when reviewing any and all financial aid applications.
    
10. Are there any conditions to my financial aid award? Do I have to repay the financial aid received?
    Yes. All students awarded financial aid must maintain a satisfactory record of grades and citizenship. In addition, parents’ tuition payment history may affect financial aid awards.
    
    Families are not expected to repay the financial aid awards. After the students who received financial aid begin their professional careers, Mid-Pacific would hope that the student/family would contribute monetarily to support our programs through the Annual Fund, Capital Campaign, Endowment, etc.
     
11. What should I do if my family encounters a major family emergency?
    Please contact Mid-Pacific’s Business Office at (808) 973-5069 if a financial emergency should occur. For information, participation in the Tuition Refund Plan (TRP) offers tuition-payment protection for (1) the departure of your child for any reason, including medical, withdrawal, or dismissal during the school year; and (2) the death of a parent who is listed on the tuition contract. Under this plan, a percentage of the unused portion of the tuition for school days remaining (less financial aid awarded) is paid by TRP to the school. (Please note that depending on the circumstance, an outstanding tuition balance may remain.)

     

12. Can I appeal for additional aid if the amount of award is insufficient?
    Yes. You can submit an appeal to Mid-Pacific’s Financial Aid Office with whatever additional information is available regarding your financial situation. The written request should explain what has changed since your financial aid application was initially submitted and why reconsideration should be made, along with the proper relevant documentation.

Non-discrimination Policy

Mid-Pacific Institute, in the administration of its programs, does not discriminate on the basis of race, color, national or ethnic origin, religion or gender, in administering its educational or admissions policies, financial aid, athletic or other programs.

The process of admissions and financial aid are unrelated, and the need for financial aid will not affect admission to Mid-Pacific Institute. Financial assistance will be considered based on demonstrated financial need, leave, availability of funds, and information provided on the PFS. With current families, Mid-Pacific also considers tuition payment history.

Mid-Pacific Institute provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.